TFL Vsebine / Pravni letopis

V prispevku avtor analizira nekatere sporne vidike direktiv o zavarovanju avtomobilske odgovornosti. Pri analiziranju pojma vozila zagovarja restriktivno razlago, ki temelji na teleološki interpretaciji normative o zavarovanju avtomobilske odgovornosti. Bolj kompleksna je problematika pravnega položaja t. i. odškodninskega organa, zoper katerega se zahtevek lahko vloži v primeru, če odgovornostna zavarovalnica oziroma njen pooblaščenec za obravnavanje odškodninskih zahtevkov v predpisanem roku ne podata ustreznega odgovora na zahtevek oškodovanca. Polni učinek člena 6 Četrte direktive o zavarovanju avtomobilske odgovornosti, ki je uvedla odškodninski organ, zahteva, da se ta organ ne obravnava le kot posrednik med odgovornostno zavarovalnico in oškodovancem, temveč kot subjekt, zavezan k plačilu odškodnine, če so izpolnjeni pogoji, ki jih direktiva predpisuje.

In the contribution author analyses some controversial aspects of directive on insurance against civil liability in respect of the use of motor vehicles. In the analysis of the concept of vehicle he defends a restrictive interpretation, basing on the teleological interpretation of the regulation concerning the automobile third party insurance. More problematic is the position of so called compensation body, to which the claim could be addressed, when the liable insurance undertaking or its representative in the fixed period does not answer to the claim of the injured party. The full efficiency of the 6th Article of directive on insurance against civil liability in respect of the use of motor vehicles, that has introduced the compensation body, requires that the above mentioned body is not seen as a mediator between the liable insurance undertaking and the insured, but as a subject being liable to compensate the damages, if the conditions provided by the directive have been realized.

Law on Compulsory Insurance in Trasport, Directive on Insurance Against Civil Liability in Respect of the use of Motor Vehicles, Slovenian Requests for a Preliminary Ruling to the Court of Justice of the European Union